Tag Archive for automotiv

Pros and Cons of Choosing Online Auto Loan Companies

Previously, people used to get their auto loans through banks and dealerships. But, recently the alternative choice for many people is the online auto loan companies, for they save their time. Online auto loans benefit people in many ways. However, there are some drawbacks associated with that. So, before you go for online auto loans, you must be aware of their pros and cons – so that it will help you later.

The pros
Easy quotes
The main benefit of online auto loan companies is – they help the people in saving lot of their time spent on going around in search of good deal to get the loan for their vehicle. Traditional method needs a lot of time to be spent on calling lenders and going through the eligibility information, but when it comes to online auto loans, this can be done by just a web input form and get all the information required for you within minutes. Many of the online companies give quotes for free of cost.

Supportive information
Along with the quotes, the buyers can get a lot of supportive information regarding how they can get the loan – the entire procedure and documents required etc. This really helps the buyers in making comparison between various online auto loan companies; and finally they can get the best deal.

Fast service
Based on the credit, your car loan will be approved. It will just take days to get the final approval of the loan, if you have good credit. Meanwhile, you will be getting a pre-approval for ex-amount of money. This means that you need to apply for the lender standards, before the final approval.

Competitive prices
In online you can go through many lenders who are competing for the business. This will help you to get the good and affordable possible rate. Many companies will be ready to give you quotes and you should at least get the best 3, which your credit score allows.

The cons
Lack of customer service
Sometimes the critical information may not be on the site through which you need to deal with the company. In such situations, you need to contact the company to get that information. But, it is not that easy to get the exact information in the virtual deals. This may make lot of difference after the deal.

Scams
There is lot of possibilities for online scams in auto loans. Some less credible companies may use your personal information which you have provided in the online for marketing and for other purposes. Sometimes they pass your information to the third-parties. So, trusted companies are very important to get the auto loans, online.

Along with these factors, you may not also know whom you are dealing with i.e., the third-parties or the real company. If it is the third-party, they may increase the interest rates of the loan without any such intention of the company.

These are some of the pros and cons of the online auto loan companies. So, be aware of all this factors and decide what to choose.
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Types of Batteries Used in Cars

Power bank or battery is one essential component of car due to which the vehicle runs. Depending on the way it is maintained its life may last longer which is usually essential for powering the lights, igniting the engine, blowing horn and playing music. But it is known that it cannot last longer for life time and needs a replacement. Hence taking care of the battery after replacing with a new one can enhances its life. Various factors have to be considered while selecting the right battery which includes durability in extreme weather conditions, right shape and size maintenance, life span, recycling procedure and warranty period. The right battery has to be selected by considering these options. There are three types of batteries available in the market such as:

Types of batteries
Low maintenance: As of the name shows that the battery needs very low maintenance compared to other batteries.

  • They are different from conventional batteries as distilled water is not present in these type and run longer without any water.
  • The level of the electrolyte present in this battery cannot be checked while the working condition can be checked by the hydrometer readings taken from each cell.

Maintenance free batteries: This type of batteries requires no maintenance and are designed to work for long periods.

  • Replacing or recharging the battery is the only option in this type of batteries and this can be known by the indicator which is fitted for showing its life span.
  • Green light shows the good working condition of the battery and if it shows red light it means that the battery is getting low.

Conventional batteries: These are also known as lead-acid batteries used in automobiles.

  • This type of batteries have to be checked very frequently once per month.
  • It is similar to liquid electrolyte and more maintenance is required compared to other types of batteries.
  • They are low in cost and last long with regular replacement of distilled water or mineral free water instead of normal tap water.

Steps to be followed while buying a car battery:

  • Select the correct battery size according to your car model by looking over the car manual.
  • Consider the group size which usually refers to the dimension outside the battery and the terminal placements. Hence pick the battery with right size and good type accordingly as high temperatures are hard on car batteries the electrolyte present in the batteries evaporate rapidly in hot climates.
  • Look for the battery that has been for less than six months on the store shelf.
  • Consider the cold cranking amps which shows the battery’s ability to start at 0 degrees F and cranking amps which tell how much current does the battery delivers to the car when at 32 degrees F.
  • Know about the reserve capacity fir the batteries.
  • Compare between the low maintenance and maintenance free batteries before buying it.

The above data give information regarding the various types of batteries mostly used in automotive and in present days all new cars are installed with maintenance free batteries which ensure problem free and a safe drive.
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Pros and Cons of Choosing Online Auto Loan Companies

Previously, people used to get their auto loans through banks and dealerships. But, recently the alternative choice for many people is the online auto loan companies, for they save their time. Online auto loans benefit people in many ways. However, there are some drawbacks associated with that. So, before you go for online auto loans, you must be aware of their pros and cons – so that it will help you later.

The pros
Easy quotes
The main benefit of online auto loan companies is – they help the people in saving lot of their time spent on going around in search of good deal to get the loan for their vehicle. Traditional method needs a lot of time to be spent on calling lenders and going through the eligibility information, but when it comes to online auto loans, this can be done by just a web input form and get all the information required for you within minutes. Many of the online companies give quotes for free of cost.

Supportive information
Along with the quotes, the buyers can get a lot of supportive information regarding how they can get the loan – the entire procedure and documents required etc. This really helps the buyers in making comparison between various online auto loan companies; and finally they can get the best deal.

Fast service
Based on the credit, your car loan will be approved. It will just take days to get the final approval of the loan, if you have good credit. Meanwhile, you will be getting a pre-approval for ex-amount of money. This means that you need to apply for the lender standards, before the final approval.

Competitive prices
In online you can go through many lenders who are competing for the business. This will help you to get the good and affordable possible rate. Many companies will be ready to give you quotes and you should at least get the best 3, which your credit score allows.

The cons
Lack of customer service
Sometimes the critical information may not be on the site through which you need to deal with the company. In such situations, you need to contact the company to get that information. But, it is not that easy to get the exact information in the virtual deals. This may make lot of difference after the deal.

Scams
There is lot of possibilities for online scams in auto loans. Some less credible companies may use your personal information which you have provided in the online for marketing and for other purposes. Sometimes they pass your information to the third-parties. So, trusted companies are very important to get the auto loans, online.

Along with these factors, you may not also know whom you are dealing with i.e., the third-parties or the real company. If it is the third-party, they may increase the interest rates of the loan without any such intention of the company.

These are some of the pros and cons of the online auto loan companies. So, be aware of all this factors and decide what to choose.
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Toyota: 2014 Best Overall Value Popular Brand of the Year Winners Rated by IntelliChoice

Are you curious to know which brand secured top place in 2014 brand rankings than this article is for you. In this article we are going to discuss,2014 best overall value popular brand of the year rated by IntelliChoice. The IntelliChoice Best Overall Value of the Year awards is ranked by analyzing the vehicles with the lowest total cost to purchase and maintenance of model over a period of first five years of ownership. IntelliChoice’s Best Overall Value Popular Brand of the Year awards represent the oldest and most reliable vehicles data analysis focused on identifying vehicles that will cost significantly less to own than other vehicles in their respective segments.

In this this article, we are going to study about the Toyota brand which secure top place in this list.

Toyota
Toyota Motor Corporation is a Japanese automaker’s head quartered in Toyota, Aichi,Japan. As of January 2014 is the 14th largest company in the world by revenue. The Toyota automaker topped global sales for the first half of 2014, selling 5.1 million vehicles in the six months ending of june 30 2014, an increase of 3.8 % compare to the previous year. Volkswagen which secured second place with total sales of 5.07 million vehicles.

Toyota achieved an all-time sales record of its hybrid cars last year and has reached the 6 million unit milestone worldwide. The Toyota Camry was the brand’s top selling car in the United States for the 12th consecutive year.

Toyota grabs three class wins with their trio of hatchbacks; the smaller Prius c and the largest Prius v, part of the newer extended Prius family of vehicles and the two-door Yaris. Amongst compact cars, the Prius c resembles the the original Prius, which includes the lowest fuel, maintenance and operating costs of any non-electric vehicle in the segment, and the larger v hatchback, that provides more utility without compromising value. On the sportier side, the diminutive Yaris claims the lowest operating costs of all non-EVs in the segment, as well as the highest retained value.

Some of the new releases of the 2014 Toyota brand are

  • Toyota Avalon
  • Toyota Avalon Hybrid: Hybrid car
  • Toyota Camry
  • Toyota Camry Hybrid: Hybrid car
  • Toyota Corolla
  • Toyota Yaris: Sporty/Coupe
  • Toyota Prius
  • Toyota Prius c: Compact Passenger Car
  • Toyota Prius v: Compact Passenger Car
  • Toyota Prius Plug-in: Hybrid car

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Advantages and Limitations of an Electric Car

Conventional cars emit harmful gases that adversely affect human, animal and plant life. In an endeavor to reduce the harmful effects of pollutants and to conserve the fossil fuels, electric cars came into picture. Electric cars completely depend on electric charge stored in batteries for their power and use electric motors for propulsion. Hence, they are eco-friendly and save fossil fuels. Having so many advantages, electric cars could not become popular in the market mainly because of the limitations imposed by the batteries and few other factors.

Advantages of electric vehiclesWater pump repair

  • Electric vehicles are eco-friendly. This is the biggest advantage of electric vehicles. They do not emit harmful pollutants and do not create noise.
  • They do not rely on fossil fuels for their operation. Hence, you will save a lot of money over fuels as electrical power is relatively cheaper.
  • They require a little maintenance and they can be charged anywhere by docking the vehicle into a power socket.
  • Though the initial investment is little high, they prove to be economical in the long run.
  • Many states and countries offer tax benefits and incentives on purchase of electric vehicles.

Limitations of electric vehicles

  • Electrical vehicles are powered by batteries. The cumulative weight of the batteries is considerable. This in turn affects the performance of the vehicle as the weight has to be bore by the batteries only.
  • Frequent recharging and discharging of the batteries reduces the life of the batteries and they have to be changed over short intervals of time.
  • Their operation time is very less. They are designed to travel a maximum distance of somewhere near 100 km. So, long trips cannot be pursued on these vehicles.
  • Though charging ports are available, these vehicles take 5-6 hours to recharge the battery. Additionally, frequent recharging can reflect on your power bills in a heft way.
  • Service centers are not easily available.
  • The noiseless operation of the vehicles can be a disadvantage since people may not see them coming at blind points and it can pose risk of accidents.

Extensive research is being carried by the manufacturers to reduce the limitations in electric vehicles.
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